1st issue!
Exercise is good:
"You name the system in your body, and exercise improves it and makes your chance of disease in that system less: 60 percent less likely to have [atrial fibrillation|, 50 percent less likely to have diabetes, 70 percent less likely to fracture your hip, 50 percent less likely to have colon cancer, 25 percent less likely to have breast cancer, I think 25 percent less likely to get depression; 70 percent of people who are active in their daily lives report better sleep. And over many years, you're much less likely to die. So, I mean, you pick your system. Exercise, it really is the magic pill…One minute of exercise buys you five minutes of extra life."
A study looked at ~29000 public stocks over the last 100 years. The majority (51.6%) of these stocks had negative cumulative returns. However, the investment performance of some stocks was remarkable. Seventeen stocks delivered cumulative returns greater than five million percent (or $50,000 per dollar initially invested), with the highest cumulative return of 265 million percent (or $2.65 million per dollar initially invested) accruing to long-term investors in Altria Group. Annualized compound returns to these top performers relatively were modest, averaging 13.47% across the top seventeen stocks, thereby affirming the importance of "time in the market.".
You’re extremely unlikely to beat the market consistently over time (and trying to costs money in helper fees and trading fees and taxes, compounding the negative effect of missed returns from simply investing in an S&P 500 index fund)